awards 820 N Sycamore Ave, Broken Arrow, OK 74012

Services

Health Insurance

 

Derby Insurance Solutions offers Health Insurance Agent Tulsa coverage for all ages, including major medical, dental, and vision plans, and also Medicare supplements. The health insurance landscape has had many significant changes in recent years and the Derby Insurance Solutions team works diligently to help clients find the policy that best suits their needs. Having the proper health insurance can help you get the medical care you need when you need it most.

Health Insurance is one of the most important policies you can own, especially if you get a serious illness or injury. Since Derby Insurance Solutions is an independent insurance agency, they offer a number of different companies for you to choose from when you are making your decision. There are many options, but all of them provide protection against unexpected medical bills that can be financially devastating without health insurance. Many clients have had hundreds of thousands of dollars in medical bills that were paid for because of the Health Insurance Agent Tulsa policy Derby Insurance Solutions helped them acquire.

One way that many people may get health insurance that meets their needs is through the Affordable Care Act. Thousands of Derby Insurance Solutions’ clients have found this to be a great way to have major medical health insurance at extremely affordable prices. In fact, the majority pay little to nothing for their health insurance premiums each month to have the security that this kind of insurance can give them. Many clients have been surprised that this Health Insurance Agent Tulsa can be so affordable and that it gives them the kind of comprehensive coverage that they are looking for.

Another way that Derby Insurance Solutions can help clients get health insurance is through a Group Insurance Plan. From small “mom and pop” operations to larger enterprises, many business clients find that group insurance not only gives them the kind of protection they are looking for, but also saves them a lot of money in the process. With as few as just two people on the payroll, any business can get group health insurance at group pricing. Many clients have found this to be the best way to get their coverage needs met.

Additionally, with group health insurance, a company can offer two or three plans so that their employees can choose the option that is best for them and their families. Many employees are grateful to be part of an employer-sponsored group plan and feel more secure having Health Insurance Agent Tulsa coverage for themselves and their families. Derby Insurance Solutions not only helps employers get the insurance they are looking for, but they are also available to answer questions and provide service and support for the client’s employees. This dedicated team strives to give the kind of quality service that people love so that each employee will know that they have someone who is available to talk to them and get their questions answered year-round.

A third way that people can get health insurance is through a short-term health insurance plan. Available short-term Health Insurance Agent Tulsa plans can last from one month up to nearly three years. Many clients choose a short-term plan not only because it gives them important coverage, but also because they can get the insurance started very quickly. Sometimes clients have unexpected circumstances that make short-term coverage the best option. As with the individual and group insurance plans, clients find that they have a large network of doctors and hospitals to choose from.

Derby Insurance Solutions also has Health Insurance Agent Tulsa options for people who are turning 65. A Medicare Supplement insurance policy is sold by private insurance companies and can help fill in the gaps in original Medicare plans. Also known as a Medigap policy, Medicare Supplements allow you to get the care you need nationwide. Medicare can be confusing to navigate and you want to make sure you are getting the right information to make the best decisions for your health insurance. Derby Insurance Solutions educates clients through every stage of life to find the insurance policies that fit them the best in each stage.

Whether you are looking for an individual, group, short-term health insurance plan, or Medicare Supplement, Derby Insurance Solutions can help you choose the plan that is right for you.

Life Insurance

 

In 2012, Derby Insurance Solutions was the first agency in the state of Oklahoma to begin offering Life Insurance policies with Living Benefits. Life Insurance with Living Benefits has been called “life insurance you don’t have to die to use.” Whether you purchase a term life insurance policy or a whole life insurance policy, that policy can come with Living Benefits.

 

What are Living Benefits?

If a policy owner has a heart attack or other qualifying event, they can accelerate a portion of that policy and receive money from it even though they did not die and are still very much alive. There are a number of different illnesses or diseases that can allow someone to receive money from their policy. Many people are calling Life Insurance with Living Benefits “the new kind of life insurance.” With this kind of policy, clients are able to prepare for loss of income, unplanned expenses, and other unknowns that can come into play when the unexpected happens. As an added bonus, Life Insurance with Living Benefits often does not cost any more than the old “standard” kind of life insurance.

Offering Life Insurance with Living Benefits has been tremendously rewarding for Derby Insurance Solutions. Many clients have given testimonies about receiving money from their Life Insurance with Living Benefits policy due to getting cancer or having a heart attack or some other kind of serious illness and how it changed their lives for the better.

Derby Insurance Solutions is passionate about Life Insurance with Living Benefits for good reason. Give them a call today to learn more about how one of these policies can protect you when you need it most!

 

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Retirement Planning

 

Derby Insurance Solutions offers tax-free retirement solutions, such as Indexed Universal Life Insurance. This life insurance has a wide array of features and benefits that can produce a sufficient income, provide a legacy for loved ones, and allow you the finances for any long-term care expenses, should that need arise.

Derby Insurance Solutions works tirelessly to prepare and educate clients to live more securely during retirement. With recent economic changes and the instability of the markets, the rising costs of healthcare, and increasing longevity, more people are looking for policies and solutions that can provide them a guaranteed income for life in retirement and the kind of safety their families deserve.

Balancing all of these priorities may be challenging, but with the proper guidance, making sound financial decisions does not have to be a struggle. With the Derby Insurance Solutions team of licensed insurance agents available to assist you, you will feel confident and knowledgeable about what steps to take in order to achieve your financial objectives in retirement.