Native American Benefits
Native American Benefits (N.A.B.):
There is a wonderful provision in the Affordable Care Act (ACA) for people who are members of a Federally Recognized Tribe. Any American Indian or Alaskan Native with a CDIB card living in the United States who is under the age of 65 can sign up for health insurance year-round from private insurance companies through the Health Insurance Agent Tulsa Marketplace. Not only that, Native Americans within a specific income range receive incredible benefit levels–$0 deductible, $0 out-of-pocket maximums per year, and $0 cost for covered medications. Derby Insurance Solutions has helped well over 1000 Native Americans from many different tribes in the state of Oklahoma and Texas and is on a mission to spread the word and help Native Americans receive the healthcare coverage they deserve. Without a doubt, these special benefits are the best-kept secret in the Health Insurance Agent Tulsa industry!
What does that mean? Most Native American clients pay $0 each month for their health insurance and they pay $0 when they go to a doctor or hospital in their health insurance company’s network. With coverage through Blue Cross Blue Shield, that includes in-network providers all over the nation, including MD Anderson and the Mayo Clinic. With hundreds of hospitals and thousands of doctors to choose from in Oklahoma, it can be very easy to find a doctor that can meet your Health Insurance Agent Tulsa needs.
Many clients with huge medical bills–sometimes thousands of dollars–have not had to pay a penny. They are able to go to the doctor of their choice as well as receive their medicines and hospital visits at no charge to them as well. Derby Insurance Solutions receives many referrals from clients who are enthusiastic about sharing the good news of this health insurance with their friends and family because they love the protection that this Health Insurance Agent Tulsa affords them.
Another aspect Native American clients like about this health insurance is that it gives them more choices. They can not only receive medical care through Indian Health Services (IHS), but they can also receive care from dozens of hospitals and thousands of doctors throughout the state of Oklahoma, as well as all over the country. For those clients who travel for work or leisure, this health insurance can be life-saving if they are unable to see an Indian Health Insurance Agent Tulsa provider. Having more choices is just another reason clients are so enthusiastic about this health insurance.
It is so rewarding and satisfying to hear the wonderful healthcare testimonials from Native American clients and to learn how grateful they are to have their Native American Benefits (N.A.B). One Native American client recently had a back surgery that generated more than $160,000 in bills but it did not cost him a penny to have it done. He said he felt like a “new man” and was so grateful he had the surgery done at a hospital in Tulsa. Two other Native American clients had more than one million dollars in medical bills each, but they did not have to pay a penny for the surgeries and hospital care they received. Another client said she had four heart surgeries in addition to a few other surgeries. Her doctor told her that if she had not had those heart surgeries, she would not still be alive. This is why it is so very important to make sure you have the right Health Insurance Agent Tulsa so you can get the best medical care possible, should the need arise.
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Many clients over the years who considered themselves to be very healthy, were incredibly thankful to have their health insurance when unexpected illness or emergencies happened that would have devastated them financially. One client had a sudden head injury that required specialized medical care out of state to save his life. Because he had an insurance policy with Native American Benefits, he was able to get the medical treatment he needed at no cost.
It is a tragic situation when people cannot get the help they need because they do not have health insurance or the money to pay for surgery or critical medical care. The most amazing part is that for many Native Americans this health insurance is often available at no cost to them! With just a few minutes of your time, a Derby Insurance Solutions agent can tell you whether you qualify for Native American Benefits and get you enrolled in a healthcare plan that can make an amazing difference in your life.
It has been said that even though these policies first went into effect on January 1, 2014, many Native Americans are still unaware that these plans exist and that they may qualify for them. One client who was among the first to sign up for this health insurance back in 2014 said that he had more than $100,000 in medical bills after an extended hospital stay and yet did not have to pay a dime. He not only received his health insurance at $0 cost each month, but he also owed nothing after his time spent in the hospital. He has since told his incredible health insurance story to a number of fellow Native Americans over the years and has referred them to the Derby Insurance Solutions team so they can get the same amazing benefits.
With so many wonderful stories of how people got the care they needed and deserved–all at no cost to them–it is no wonder why people so readily tell their friends and relatives to call Derby Insurance Solutions so they can have the same coverage as well. They want them to have the same security and peace of mind that they have received from having this incredible health insurance and their Native American Benefits.
If you are part of a Federally Recognized Tribe or know someone who could possibly benefit from these Native American Benefits, please call Derby Insurance Solutions. They will be glad to answer all of your questions and can even send you a free brochure that will tell you more about how this wonderful insurance works. You could be the one to share this with a family member or friend to help them get the health care that they need and potentially make all the difference in their lives. Just call 918-451-9783 and someone on the Derby Insurance Solutions team will take care of you!