Life Insurance Tulsa
Life Insurance With Living Benefits – Real Life insurance you don’t have to die to use.
At Derby Insurance Solutions we offer our clients the added benefit of Life Insurance with Living Benefits.
What are living benefits?
Most people purchase life insurance to provide for their families at the time of their death. But wouldn’t it make sense for those same financial benefits to be available to yourself and your loved ones in the event of a chronic, critical or terminal illness? This is what we refer to as “Living Benefits” life insurance.
Additional Protection Through Living Benefits
Health Crisis With Regular Life Insurance
Experiencing a critical, terminal, or chronic illness lead to an increase in expenses and a loss of income. When what you spend is greater than what you earn, you will begin to accumulate unimaginable debt.
Life Insurance With Living Benefits
Life insurance with Living Benefits will begin to give you benefits when you need them so that your income and expenses will stay even.
How can we help you?
See how we can save you money with an affordable plan that meets your needs.
Start on a quote today, and one of our friendly agents will get back to you right away.
How Living Benefits Works
Living benefits will begin to help cover your expenses in case of:
Pays a lump-sum benefit if you are diagnosed with a terminal illness resulting in life expectancy of less than 12 months (24 months on some policies). This can be used for experimental medicine, prepare for final expenses or any other purpose you feel necessary.
Pays a monthly benefit should you become diagnosed as chronically ill and unable to perform two daily activities such as bathing, dressing, eating, or due to cognitive impairment. The funds are paid directly to you, not to doctors or hospitals.
Pays a lump sum benefit should you suffer from a triggering illness such as cancer, heart attack, stroke, Lou Gehrig’s disease (ALS), blindness due to diabetes, kidney failure or major organ transplant, and more!
Call us today
A Family Business Devoted to Protecting Your Family!
Our passions is to educate people so that they can make informed decisions as to their insurance and financial planning needs. To reach this goal we have made several resources available online for you to use. Besides our online articles, Derby Insurance Solutions also hosts regular events to educate our clients on their insurance and financial needs. Click on the links below for more information.
Love the Derby team! They've been helping me with my health insurance questions and they've made me feel like family. Some businesses you trust and stick with knowing they have your back. The Derby's are those guys for me.
I can't say enough good things about Derby Insurance, and specifically Katie who has gone to bat for us each time we have had a problem with BCBS, most recently with another Out-of-network issue. We deeply appreciate her expertise when it comes to asking the right questions and getting to the right people to take care of our concerns. We couldn't have done it without her and we would recommend Derby Insurance Solutions wholeheartedly for your insurance needs, whatever they may be.
Our insurance situation was unusual and required a lot of research and some tough decisions. We were overwhelmed with information and running out of time when we called Derby. Katie was amazing! She answered our endless questions and calmed our fears throughout the enrollment process. Bob was a big help as well. The plan we ended up choosing has been perfect for us. Thank you Derby Insurance Solutions!
Bob has been my agent since 2005. He and his team have always been very responsive and have helped me find the health insurance plan that provides me with the coverage I need at the lowest possible price. I appreciate their help in navigating this confusing area of insurance coverage.
I trust Derby Insurance Solutions for me and my family and highly recommend them. They are friendly, happy to assist in finding the right policy and have many options!
Bob is a man of integrity. He has taken care of my families needs and that of every client I send his way. Great family owned business!!
Bob has been our agent for over 14 years. He is very knowledgeable about health insurance. Bob is great. Always has a great plan of action for our insurance needs.